Universal representations for financial transactional data: embracing local, global, and external contexts. - Alexandra Bazarova; Maria Kovaleva; Ilya Kuleshov; Evgenia Romanenkova; Alexander Stepikin; Alexandr Yugay; Dzhambulat Mollaev; Ivan Kireev; Andrey V. Savchenko; Alexey Zaytsev 002 (CoRR, 2024)