"A Paypal for the Un-Banked": Analyzing Mobile-Based Micro-Cash Transfers in a Large Developing Economy. - Xuesong Lu; Alvaro Gonzalez Rivas; Prasanta Bhattacharya; Tuan Phan (ICIS, 2017)

Smart Contracts and their Identity Crisis. - Alvaro Gonzalez Rivas; Mariya Tsyganova; Eliza Mik (ICIS, 2018)

Financial Awareness: Developing an Extension of Financial Literacy for Low-Income Populations Utilizing FinTech. - Alvaro Gonzalez Rivas; Cheng-Suang Heng (PACIS, 2020)