Unraveling the influence of digital financial system and shadow banking on commercial banks' profitability. - Michael Yao-Ping Peng; Sarah Nawazish; Florin Boghean; Andrei Octavian Paraschivescu; Violeta Hazaparu; Florin Radu; Gabriela Daniela Bordeianu; Carmen Boghean; Faur Flaviu Casian; Bilti Raluca-Simina; Rusu Corina-Maria; Malik Shahzad Shabbir (Electron. Commer. Res., 2026)