Explaining Variation in Adoption of FinTech Products and Services Among Citizens: A Multilevel Model. - Ben Krishna; Satish Krishnan (TDIT (1), 2020)

Examining the relationship between e-government development, nation's cyber-security commitment, business usage and economic prosperity: a cross-country analysis. - Ben Krishna; M. P. Sebastian (Inf. Comput. Secur., 2021)

Examining the Relationship between National Cybersecurity Commitment, Culture, and Digital Payment Usage: An Institutional Trust Theory Perspective. - Ben Krishna; Satish Krishnan; M. P. Sebastian (Inf. Syst. Frontiers, 2023)

Understanding the process of building institutional trust among digital payment users through national cybersecurity commitment trustworthiness cues: a critical realist perspective. - Ben Krishna; Satish Krishnan; M. P. Sebastian (Inf. Technol. People, 2025)