Diffusion of Innovations: Mobile Money Utility and Financial Inclusion in Nigeria. Insights from Agents and Unbanked Poor End Users. - Olayinka David-West; Oluwasola Oni; Folajimi Ashiru (Inf. Syst. Frontiers, 2022)

Adapting emerging digital communication technologies for resilience: evidence from Nigerian SMEs. - Folajimi Ashiru; Franklin Nakpodia; Jacqueline J. You (Ann. Oper. Res., 2023)