BioTwinXAI-Eye: A Consumer-Centric Digital Twin for Explainable and Personalized Risk Prediction of Diabetic Retinopathy and Glaucoma. - Jing Yang 054; Vijay Govindarajan; Sunil Prajapat; Ali Kashif Bashir; Theyazn H. H. Aldhyani; Fu Chenxi; Lip Yee Por; Qianjie Yang (IEEE Trans. Consumer Electron., 2026)