Application of Generative AI in Financial Risk Prediction: Enhancing Model Accuracy and Interpretability. - Kai-Chao Yao; Hsiu-Chu Hung; Ching-Hsin Wang; Wei-Lun Huang; Hui-Ting Liang; Tzu-Hsin Chu; Bo-Siang Chen; Wei-Sho Ho (Inf., 2025)