Accelerating Balance Sheet Adjustment Process in Commercial Loan Applications with Machine Learning Methods. - Ibrahim Tozlu; Sule Gündüz Ögüdücü; Atilberk Çelebi; Sacide Kalayci; Seçil Arslan (ECAI, 2019)

A Reinforcement Learning based Collection Approach. - Ibrahim Tozlu; Elif Vardarli; Mert Pekey; Mehmet Gönen; Baris Akgün (SIU, 2023)