Credit Risk Scoring Model Based on The Discriminant Analysis Technique. - Stefania Guzmán-Castillo; Claudia Garizabalo-Davila; Luis Guillermo Alvear-Montoya; Gustavo Gatica; Jaiver Dario Rodriguez-Heraz; Freddy Alfonso Medina-Tovaro; Sheyla Tatiana Andrade-Nieves (ANT/EDI40, 2023)