Not if but when will borrowers default. - John Banasik; Jonathan N. Crook; Lyn C. Thomas (J. Oper. Res. Soc., 1999)

Scoring by usage. - John Banasik; Jonathan Crook; Lyn Thomas (J. Oper. Res. Soc., 2001)

Recalibrating scorecards. - Lyn C. Thomas; John Banasik; Jonathan N. Crook (J. Oper. Res. Soc., 2001)

Sample selection bias in credit scoring models. - John Banasik; Jonathan Crook; Lyn C. Thomas (J. Oper. Res. Soc., 2003)

Credit scoring, augmentation and lean models. - John Banasik; Jonathan N. Crook (J. Oper. Res. Soc., 2005)

Reject inference, augmentation, and sample selection. - John Banasik; Jonathan Crook (Eur. J. Oper. Res., 2007)

Reject inference in survival analysis by augmentation. - John Banasik; Jonathan Crook (J. Oper. Res. Soc., 2010)