The Red, the Black, and the Plastic: Paying Down Credit Card Debt for Hotels, Not Sofas. - Edika G. Quispe-Torreblanca; Neil Stewart; John Gathergood; George Loewenstein (Manag. Sci., 2019)

How Do Consumers Avoid Penalty Fees? Evidence from Credit Cards. - John Gathergood; Hiroaki Sakaguchi; Neil Stewart; Jörg Weber (Manag. Sci., 2021)