An experimental comparison of classification techniques in debt recoveries scoring: Evidence from South Africa's unsecured lending market. - Jonah Mushava; Michael Murray (Expert Syst. Appl., 2018)

A novel XGBoost extension for credit scoring class-imbalanced data combining a generalized extreme value link and a modified focal loss function. - Jonah Mushava; Michael Murray (Expert Syst. Appl., 2022)

Flexible loss functions for binary classification in gradient-boosted decision trees: An application to credit scoring. - Jonah Mushava; Michael Murray (Expert Syst. Appl., 2024)