Extending the Technology Acceptance Model with Personal Innovativeness and Technology Readiness: A Comparison of Three Models. - Kerttuli Koivisto; Markus Makkonen; Lauri Frank; Janne Riekkinen (Bled eConference, 2016)

Age Differences in Technology Readiness and Its Effects on Information System Acceptance and Use: The Case of Online Electricity Services in Finland. - Markus Makkonen; Lauri Frank; Kerttuli Koivisto (Bled eConference, 2017)