Digital Financial Needs of Micro-entrepreneur Women in Pakistan: Is Mobile Money The Answer? - Maryam Mustafa; Noor Mazhar; Ayesha Asghar; Maryem Zafar Usmani; Lubna Razaq; Richard Anderson 001 (CHI, 2019)

An assessment of SMS fraud in Pakistan. - Fahad Pervaiz; Rai Shah Nawaz; Muhammad Umer Ramzan; Maryem Zafar Usmani; Shrirang Mare; Kurtis Heimerl; Faisal Kamiran; Richard Anderson 001; Lubna Razaq (COMPASS, 2019)

Towards Digitization of Collaborative Savings Among Low-Income Groups. - Hamid Mehmood; Tallal Ahmad; Lubna Razaq; Shrirang Mare; Maryem Zafar Usmani; Richard Anderson 001; Agha Ali Raza (Proc. ACM Hum. Comput. Interact., 2019)