A Variable Neighborhood Search Algorithmic Approach for Estimating MDHMM Parameters and Application in Credit Risk Evaluation for Online Peer-to-Peer (P2P) Lending. - Monir El Annas; Mohamed Ouzineb; Badreddine Benyacoub (ICVNS, 2019)

Semi-supervised adapted HMMs for P2P credit scoring systems with reject inference. - Monir El Annas; Badreddine Benyacoub; Mohamed Ouzineb (Comput. Stat., 2023)