Efficient Service Production and Consumer Choice of Delivery Channels. - Tomi Dahlberg; Niina Mallat; Timo Saarinen; Virpi Kristiina Tuunainen (Bled eConference, 2001)

Mobile Payment Service Development - Managerial Implications Of Consumer Value Perceptions. - Tomi Dahlberg; Niina Mallat (ECIS, 2002)

Mobile banking services. - Niina Mallat; Matti Rossi; Virpi Kristiina Tuunainen (Commun. ACM, 2004)

Merchant Adoption of Mobile Payment Systems. - Niina Mallat; Virpi Kristiina Tuunainen (ICMB, 2005)

The Impact of Use Situation and Mobility on the Acceptance of Mobile Ticketing Services. - Niina Mallat; Matti Rossi; Virpi Kristiina Tuunainen; Anssi Öörni (HICSS, 2006)

Exploring consumer adoption of mobile payments - A qualitative study. - Niina Mallat (J. Strateg. Inf. Syst., 2007)

Past, present and future of mobile payments research: A literature review. - Tomi Dahlberg; Niina Mallat; Jan Ondrus; Agnieszka Zmijewska (Electron. Commer. Res. Appl., 2008)

An empirical investigation of mobile ticketing service adoption in public transportation. - Niina Mallat; Matti Rossi; Virpi Kristiina Tuunainen; Anssi Öörni (Pers. Ubiquitous Comput., 2008)

The impact of use context on mobile services acceptance: The case of mobile ticketing. - Niina Mallat; Matti Rossi; Virpi Kristiina Tuunainen; Anssi Öörni (Inf. Manag., 2009)

Trust and risky technologies: Aligning and coping with Tesla Autopilot. - Kari M. Koskinen; Antti K. Lyyra; Niina Mallat; Virpi Tuunainen (HICSS, 2019)

Data-Driven Personas in Drone Delivery: Leveraging Generative AI for Enhanced User Insights and Experience Design. - Virpi Oksman; Niina Mallat (HCI (66), 2025)

The Sky Is the Limit: A Review of Drone Research and Future Agenda for the IS Field. - Niina Mallat; Johanna Bragge; Matti Rossi (Commun. Assoc. Inf. Syst., 2025)