Digital currency: an empirical study analyzing its effectiveness in the banking sector. - G. Santhoshi Gondesi; Jada Kameswari; Ramesh Palisetty; Veena Ishwarappa Bhavikatti; Omnamasivaya Boddeda; Gorli Chaitanya; Tejaswini Bastray; Sony Hiremath (Int. J. Syst. Assur. Eng. Manag., 2024)