PRAGMA: Revolut Foundation Model. - Maxim Ostroukhov; Ruslan Mikhailov; Vladimir Iashin; Artem Sokolov; Andrei Akshonov; Vitaly Protasov; Dmitrii Beloborodov; Vince Mullin; Roman Yokunda Enzmann; Georgios Kolovos; Jason Renders; Pavel Nesterov; et al. (CoRR, 2026)