M-banking barriers in Pakistan: a customer perspective of adoption and continuity intention. - Abdul Waheed Siyal; Donghong Ding; Saeed Siyal (Data Technol. Appl., 2019)

Consumer Perceptions of Factors Affecting Online Shopping Behavior: An Empirical Evidence From Foreign Students in China. - Musrat Siyal; Saeed Siyal; Jun Wu; Debajyoti Pal; Muhammad Mujahid Memon (J. Electron. Commer. Organ., 2021)