Prediction of Loan Decisions with Optical Neuroimaging (fNIRS) and Machine Learning. - Tuna Çakar; Semen Son; Alperen Sayar; Yener Girisken; Seyit Ertugrul (SIU, 2023)

Distinguishing Cognitive Processes: A Machine Learning Approach to Decode fNIRS Data for Third- Party Punishment and Credit Decision-Making. - Gözde Filiz; Semen Son; Alperen Sayar; Seyit Ertugrul; Türkay Sahin; Güçlü Akyürek; Ozan Erözden; Yener Girisken; Tuna Çakar (SIU, 2024)

Bounced Check Risk Prediction via Multi-Objective Hyperparameter Optimization: Balancing Macro F1 and Business Uplift. - Kerem Kaya; Emir Çetin Memis; Seyit Ertugrul; Hakan Karamanli; Erkal Biyiklioglu; Yassine Drias; Semen Son-Turan; Nazli Toraganli-Karamollaoglu; Tuna Çakar (ISDFS, 2026)

A Comparative Study of Machine Learning Models for Micro-Segment Credit Risk Prediction. - Kerem Kaya; Emir Çetin Memis; Seyit Ertugrul; Hakan Karamanli; Yassine Drias; Semen Son-Turan; Nazli Toraganli-Karamollaoglu; Tuna Çakar (ISDFS, 2026)