JI-ADF: Joint-Individual Learning with Adaptive Decision Fusion for Multimodal Skin Lesion Classification. - Phan Nguyen; Dat Cao; Quang Hien Kha; Hien Chu; Minh H. N. Le; Trang Quoc Thao Pham; Nguyen Quoc Khanh Le (CoRR, 2026)