Technology acceptance in the banking industry: A perspective from a less developed country. - Murugan Anandarajan; Magid Igbaria; Uzoamaka P. Anakwe (Inf. Technol. People, 2000)

IT acceptance in a less-developed country: a motivational factor perspective. - Murugan Anandarajan; Magid Igbaria; Uzoamaka P. Anakwe (Int. J. Inf. Manag., 2002)