Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market. - Sumit Agarwal; Itzhak Ben-David; Vincent Yao (Manag. Sci., 2015)

Why Do Borrowers Make Mortgage Refinancing Mistakes? - Sumit Agarwal; Richard J. Rosen; Vincent Yao (Manag. Sci., 2016)