Banking Done Right: Redefining Retail Banking with Language-Centric AI. - Xin Jie Chua; Jeraelyn Tan; Jia Xuan Tan; Soon Chang Poh; Yi Xian Goh; Debbie Hui Tian Choong; Chee Mun Foong; Sze Jue Yang; Chee Seng Chan (CoRR, 2025)