Determinants of mobile wallet usage among Gen Z: Extending the UTAUT2 model with moderating effects of personal innovativeness and gender. - Fadi Herzallah; Amer J. Abosamaha; Yousef Abu-Siam; Mohammed Amer 003; Uzair Sajjad; Khalid Hamid (Int. J. Inf. Manag. Data Insights, 2025)