Tian Lu

According to our database, Tian Lu authored at least 28 papers between 2015 and 2026.

Collaborative distances:

• Dijkstra number of four.
• Erdős number of four.

2026

The Power of Disagreement: A Field Experiment to Investigate Human-Algorithm Collaboration in Loan Evaluations.

Hongchang Wang, Yingjie Zhang, Tian Lu

Manag. Sci., 2026

Human-Algorithmic Bias: Source, Evolution, and Impact.

Xiyang Hu, Yan Huang, Beibei Li, Tian Lu

Manag. Sci., 2026

Toward Graph Data Collaboration in a Data-Sharing-Free Manner: A Novel Privacy-Preserving Graph Pretraining Model.

Jiarong Xu, Jiaan Wang, Zenan Zhou, Tian Lu

INFORMS J. Comput., 2026

2025

Watch your Wallet closely with online microloans: a two-stage model for delinquency and default risk management.

Jiayan Han, Tian Lu, Yunjie Xu, Chenghong Zhang

Electron. Commer. Res., August, 2025

CauseRuDi: Explaining Behavior Sequence Models by Causal Statistics Generation and Rule Distillation.

Yao Zhang, Yun Xiong, Yiheng Sun, Yucheng Jin, Caihua Shan, Tian Lu, Hui Song, Shengli Sun

IEEE Trans. Knowl. Data Eng., January, 2025

Higher Risk, Higher Price? Investigating Pricing Strategy in Two-Sided P2P Lending Platforms.

Dingwei Gu, Tian Lu, Yingjie Zhang, Pinliang Luo

Int. J. Electron. Commer., January, 2025

1 + 1 > 2? Information, Humans, and Machines.

Tian Lu, Yingjie Zhang

Inf. Syst. Res., 2025

Social media meets FinTech platforms: How do online emotions support credit risk decision-making?

Zenan Zhou, Zhichen Chen, Yingjie Zhang, Tian Lu, Xianghua Lu

Decis. Support Syst., 2025

2024

Striking a Balance: Harnessing Both the Business and Informational Value of Online Reviews through Resource-matching.

Yicheng Zhang, Tian Lu, Yingjie Zhang, Jiayan Han, Chenghong Zhang

Proceedings of the 57th Hawaii International Conference on System Sciences, 2024

2023

The Little Bid More, the Merrier? Quantifying the Effects of Filler-Item Recommendations in Contingent Free Shipping.

Tian Lu, Xianghua Lu, Yifan Dou

Electron. Commer. Res. Appl., September, 2023

Profit vs. Equality? The Case of Financial Risk Assessment and A New Perspective on Alternative Data.

Tian Lu, Yingjie Zhang, Beibei Li

MIS Q., 2023

Mobile Effects on Two-Sided Financial Decisions: Evidence from Field Experiments on Peer-to-Peer Lending Platforms.

Sihan Fang, Hyeokkoo Eric Kwon, Tian Lu, Yingjie Zhang

Proceedings of the 27th Pacific Asia Conference on Information Systems, 2023

2022

Examining the spillover effect of sustainable consumption on microloan repayment: A big data-based research.

Yuanqiang Ye, Xianghua Lu, Tian Lu

Inf. Manag., 2022

Insights from Niche Markets: Explainable and Predictive Values of Consumption Tendency on Credit Risks.

Wenwen Li, Yue Wu, Yingjie Zhang, Tian Lu, Yiheng Sun, Xuehao Zheng

Proceedings of the 43rd International Conference on Information Systems, 2022

Brake or Step On the Gas? Empirical Analyses of Credit Effects on Individual Consumption.

Jiayan Han, Yingjie Zhang, Tian Lu, Yiheng Sun, Wen Huang

Proceedings of the 43rd International Conference on Information Systems, 2022

RuDi: Explaining Behavior Sequence Models by Automatic Statistics Generation and Rule Distillation.

Yao Zhang, Yun Xiong, Yiheng Sun, Caihua Shan, Tian Lu, Hui Song, Yangyong Zhu

Proceedings of the 31st ACM International Conference on Information & Knowledge Management, 2022

TransBoost: A Boosting-Tree Kernel Transfer Learning Algorithm for Improving Financial Inclusion.

Yiheng Sun, Tian Lu, Cong Wang, Yuan Li, Huaiyu Fu, Jingran Dong, Yunjie Xu

Proceedings of the Thirty-Sixth AAAI Conference on Artificial Intelligence, 2022

2021

Leveraging Multisource Heterogeneous Data for Financial Risk Prediction: A Novel Hybrid-Strategy-Based Self-Adaptive Method.

Gang Wang, Gang Chen, Huimin Zhao, Feng Zhang, Shanlin Yang, Tian Lu

MIS Q., December, 2021

2020

Prosocial Compliance in P2P Lending: A Natural Field Experiment.

Ninghua Du, Lingfang Li, Tian Lu, Xianghua Lu

Manag. Sci., 2020

Why do borrowers default on online loans? An inquiry of their psychology mechanism.

Xiaolun Wang, Yunjie Calvin Xu, Tian Lu, Chenghong Zhang

Internet Res., 2020

I like my app but I wanna try yours: exploring user switching from a learning perspective.

Jie Gu, Xiaolun Wang, Tian Lu

Internet Res., 2020

2019

The Value of Alternative Data in Credit Risk Prediction: Evidence from a Large Field Experiment.

Tian Lu, Yingjie Zhang, Beibei Li

Proceedings of the 40th International Conference on Information Systems, 2019

2018

Internet usage and patient's trust in physician during diagnoses: A knowledge power perspective.

Tian Lu, Yunjie (Calvin) Xu, Scott Wallace

J. Assoc. Inf. Sci. Technol., 2018

2017

Integrating Ego, Homophily, and Structural Factors to Measure User Influence in Online Community.

Cheng Zhang, Tian Lu, Shoucong Chen, Cheng Zhang

IEEE Trans. Prof. Commun., 2017

Assessment of Borrowers' Delinquency and Default Behaviors in Online P2P Lending: A Two-stage Model.

Chenghong Zhang, Tian Lu, Yunjie (Calvin) Xu

Proceedings of the 21st Pacific Asia Conference on Information Systems, 2017

2016

Psychosocial Factors lead to Delinquency Itention on Online Peer-to-Peer Lending Platform: a Survey Evidence.

Tian Lu, Zijian Jia, Yunjie Calvin Xu, Lihua Huang, Chenghong Zhang

Proceedings of the 20th Pacific Asia Conference on Information Systems, 2016

Internet Usage, Physician Performances and Patient's Trust in Physician During Diagnoses: Investigating Both Pre-Use and Not-Use Internet Groups.

Tian Lu, Hong Chen, Yunjie Xu, Chenghong Zhang

Proceedings of the 49th Hawaii International Conference on System Sciences, 2016

2015

Micro Move of Competitive Internet Technology Diffusion: How Firms' Actions Could Help?

Tian Lu, Ping Gao, Cheng Zhang, Chenghong Zhang

Proceedings of the 19th Pacific Asia Conference on Information Systems, 2015